Insurance firm

"Privacy Policy"

This is the privacy policy (“Privacy Policy”) for the SECURED CAPITAL POLICY Web Site (this “Site”). This Site is made available by SECURED CAPITAL POLICY, LLC (“SECURED CAPITAL POLICY” or “we” or “us”). This Privacy Policy sets forth our policies regarding the collection, use and disclosure of certain personally identifiable information (“Personal Information”) relating to an individual’s use of this Site. Your use of this Site signifies your understanding and acceptance of the terms of this Privacy Policy. This Privacy Policy is incorporated into, and part of, the SECURED CAPITAL POLICY Web Site Terms and Conditions, which govern your use of this Site in general, and shall be read as if the Terms and Conditions and Privacy are one unified document.

For the avoidance of doubt, this Privacy Policy applies to Personal Information collected through this Site, but not to SECURED CAPITAL POLICY’s offline business activities.
SECURED CAPITAL POLICY (also referred to below as “we”, “us” and “our”) is a privacy conscious organization. This Privacy Statement explains how we protect your information gathered via (1) the Web pages of the SECURED CAPITAL POLICY .com website that are designated as United States in the upper right hand corner or Web pages of any other website with respect to which this Privacy Statement is posted or linked (such Web pages are referred to herein as the “Website“), or (2) downloadable applications accessed from mobile devices with respect to which this Privacy Statement is posted or linked (“Mobile Apps”). By using the Website or Mobile Apps you agree to the use of such information in accordance with this Privacy Statement.

The SECURED CAPITAL website also includes Web pages provided by SECURED CAPITAL POLICY, which are designated according to the location identified in the upper right-hand corner next to “Location.” These Web pages are provided by the designated entities and are not the responsibility of SECURED CAPITAL POLICY. Such Web pages, as well as other websites that may be linked to the Website, are not governed by this Privacy Statement. We encourage you to review the applicable privacy statements before disclosing any personal information.

Log information, cookies and Web beacons

The Website and Mobile Apps collect standard Internet log information including your IP address, browser type and language, access times and referring website addresses. To ensure that the Website and Mobile Apps are well managed and to facilitate improved navigation, we or our service provider(s) may also use cookies (small text files stored in a user’s browser) or Web beacons (electronic images that allow the website to count users who have accessed a particular page and to access certain cookies) to collect aggregate data.

Information use

We may use your personal information for marketing purposes, or to send you promotional materials or communications regarding services provided by us or other members of the SECURED CAPITAL POLICY Network that we feel may be of interest to you. We may also contact you to seek feedback on services provided by entities within the SECURED CAPITAL POLICY Network or for market or other research purposes. Your personal information may also be used to protect our rights or property and that of our users.

You may at any time request that we discontinue sending you emails or other communications generated in response to your registration on the Website or a Mobile App.

Disclosure of information to third parties

We may provide your personal information to other members of the SECURED CAPITAL POLICY Network in order to provide you with information that could be of interest to you and conduct market or other research. Your personal information may also be disclosed to members of the SECURED CAPITAL POLICY Network and other third parties in order to respond to your requests or inquiries; as part of a corporate transaction (such as a sale, divestiture, reorganization, merger or acquisition); or where those parties handle information on our behalf.

In relation to Mobile Apps, we may share your usage and personal information with mobile carriers and platform providers, as well as any other entities described in any particular Mobile App in connection with the operation of the Mobile App.

All of these disclosures may involve the transfer of personal information to countries or regions without data protection rules similar to those in effect in your area of residence.

Personal information may also be disclosed to law enforcement, regulatory or other government agencies, or to other third parties, in each case to comply with legal, regulatory, or national security obligations or requests.

By providing information through the Website or a Mobile App, you are consenting to the disclosures described above.

Blogs, forums, wikis and other social media

The Website may host various blogs, forums, wikis and other social media applications or services that allow you to share content with other users (collectively Social Media Applications). Any personal information or other information that you contribute to any Social Media Application can be read, collected and used by other users of that Social Media Application over whom we have little or no control. Therefore, we are not responsible for any other user’s use, misuse or misappropriation of any personal information or other information that you contribute to any Social Media Application.

Privacy Practices of Third Parties

This Privacy Statement only addresses the use and disclosure of information by SECURED CAPITAL POLICY through your interaction with the Website and the Mobile Apps. Other websites or mobile apps that may be accessible through links from the Website or Mobile Apps may have their own privacy statements and personal information collection, use and disclosure practices. We encourage you to familiarize yourself with the privacy statements provided by these other parties prior to providing them with information.

Information security

We have in place reasonable commercial standards of technology and operational security to protect all personal information provided by users via the Website or Mobile Apps from unauthorized access, disclosure, alteration or destruction.

Changes to our Privacy Statement

We may modify or amend this Privacy Statement from time to time at our discretion. When we make changes to this Privacy Statement, we will amend the revision date at the top of this page and such modified or amended Privacy Statement shall be effective as to you and your information as of that revision date. We encourage you to periodically review this Privacy Statement to view any updates.


If you have any questions or concerns regarding your privacy while using the Website or a Mobile App, please contact us.

Principles Protecting Individuals’ Privacy

Notice and Choice
To the extent permitted, we reserve the right to process personal information in the course of providing professional services to our clients without the knowledge of individuals involved. Generally, SECURED CAPITAL POLICY uses personal information in the following ways:

To provide services to clients, including technical or client support and to respond to client inquiries;
To assess and improve the quality of our products, services, and business operations;
To satisfy governmental reporting and tax requirements;
As required by law; and
For other purposes consented to by individuals at the time of collection.

We tell you as often as we can what information we collect, why we collect it, and how we use that information. This is an ongoing, never-ending effort and striking the right balance between comprehensiveness and simplicity requires constant review and communication. When you come to our website, we only collect personal data about you if you complete and submit a form where you provide that information and request something from us like our weekly newsletter or to be contacted by a sales representative. For more information on what information we collect and how we use it, go to our privacy statements that can be found below. Feel free to contact us at any time at if you have further concerns or questions.

Disclosures and Transfers
 SECURED CAPITAL POLICY will not disclose an individual’s personal information to third parties, except when one or more of the following conditions is true:

We have the individual’s permission to make the disclosure;
The disclosure is required by law or professional standards;
The disclosure is reasonably related to the sale or disposition of all or part of our business;
The information in question is publicly available;
The disclosure is reasonably necessary for the establishment or defense of legal claims; or
The disclosure is to another  SECURED CAPITAL POLICY entity or to persons or entities providing services on our or the individual’s behalf (each a “transferee”), consistent with the purpose for which the information was obtained, if the transferee, with respect to the information in question:

is subject to law providing an adequate level of privacy protection;
has agreed in writing to provide a level of privacy protection that has been deemed adequate by the Swiss Federal Data Protection and Information Commissioner; or
Has agreed in writing to provide at least the same level of protection as the Principles.

Permitted transfers of information, either to third parties or within SECURED CAPITAL POLICY, include the transfer of data from one jurisdiction to another, including transfers to and from the United States of America. Because privacy laws vary from one jurisdiction to another, personal information may be transferred to a jurisdiction where the laws provide less or different protection than the jurisdiction in which the information originated.

Data Security
 SECURED CAPITAL POLICY takes your security seriously and takes reasonable steps to protect your information. To help protect personal information from loss, misuse and unauthorized access, disclosure, alteration and destruction; to maintain data accuracy; and to ensure the appropriate use and confidentiality of information, either for its own purposes or on behalf of our clients, SECURED CAPITAL POLICY has put in place reasonable precautions to protect personal information, including physical, electronic, and managerial procedures to safeguard and secure the information we process. However, we cannot guarantee the security of information on or transmitted via the Internet.

Data Integrity
We process personal information only in ways compatible with the purpose for which it was collected or subsequently authorized by the individual. To the extent necessary for such purposes, we take reasonable steps to make sure that personal information is accurate, complete, current, and otherwise reliable with regard to its intended use.